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WoodmenLife Facts

  • WoodmenLife is not your typical insurance company. We’re not-for-profit. Our mission is to unite hardworking Americans to secure their financial future while strengthening our communities and country.
  • Fraternal benefit societies like WoodmenLife are unique and are recognized by the IRS as 501(c)(8) charitable organizations because of the good works we do in communities across the country and the help we offer to people, allowing them to get the financial protection they need for their families.
  • WoodmenLife was founded in 1890 in Omaha, NE, as a not-for-profit by Joseph Cullen Root. For more than 130 years, our members have shared a commitment to family, community and country.
  • WoodmenLife offers quality life insurance and retirement products to its members across the country.
  • When a person purchases a product from us, they become a member and may be eligible for WoodmenLife Extras3 above and beyond their coverage, including:
    • Community Involvement
    • Family activities and events
    • The WoodmenLife Focus Forward Scholarship® – offering scholarships ranging from $500 – $10,000 to recent high school graduates
    • Life’s Perks® discounts to more than 30,000 national and local retailers
    • Disaster Relief assistance – financial assistance of up to $1000 to members to help rebuild after a natural disaster
    • Orphan Care Benefit – Monthly stipends to help care for the children of members, should they be orphaned.
  • Some examples of the types of community programs we engage in:
    • We are one of the largest distributors of U.S. flags, behind the U.S. government. More than 3.5 million flags have been presented to non-profit and community organizations.
    • As a sponsor of the Gary Sinise Foundation’s Snowball Express, a national event for military children who have lost a parent, WoodmenLife contributed 800 flags and flag poles for the event’s Remembrance Garden honoring their fallen parent.
    • We have a National Community Focus of fighting hunger. Fundraisers and food drives are done throughout the year at the Home Office and through chapters across the country.
    • Our chapters support eligible grassroots community projects and organizations in their local communities.
    • Our members support their local communities by volunteering.
  • For information about our financial strength or to view our most current annual report, visit our Financial Strength page.
  • A.M. Best rated WoodmenLife A+ (Superior) for our financial strength and operating performance for the 46th consecutive year.  A.M. Best is an independent rating company nationally recognized for its objective reporting and rating of insurers. A+ (Superior) is the second-highest rating out of 15 awarded.
  • WoodmenLife was recognized as one of America’s Best Insurance Companies 2022 by Forbes.


1. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product.
2. Refunds are declared annually by the company. The payment of refunds is not guaranteed because they depend on the company’s investment, expense and mortality experience.
3. WoodmenLife Extras are not contractual, are subject to change and have specific eligibility requirements.